About KoshaPay
We help India’s fastest-growing businesses collect and move money online.
KoshaPay is a modern payment gateway built for businesses that need fast payins, reliable payouts, secure payment flows, and clean transaction visibility from one powerful platform.
Payins
Online collections
Payouts
Vendor & user payments
API
Developer-first integration
24/7
Transaction visibility
Our story
Payment infrastructure designed for modern Indian businesses.
KoshaPay was built to simplify payment operations for Indian businesses that need more than just a checkout page.
Modern businesses collect money from customers, send payouts to vendors, track refunds, manage settlement cycles, and answer transaction-related customer queries every day. When these operations are split across multiple systems, teams lose visibility and waste time on manual follow-ups.
KoshaPay brings payins, payouts, transaction status, refunds, settlements, and reporting into one payment infrastructure layer so merchants can operate with more clarity and control.
KoshaPay platform
Built for payment teams
Accept payments online
Send secure payouts
Track transaction status
Monitor settlement visibility
Support business scale
Our mission
Make payment operations simple, secure, and visible.
We help businesses collect payments, send payouts, track transaction status, manage refunds, and understand settlements without operational confusion.
Our vision
Become the payment operations layer for growing businesses.
We want to power reliable payment movement for Indian businesses with infrastructure that is easy to integrate, secure to operate, and simple to manage.
What we provide
Everything your business needs to manage payments
KoshaPay helps merchants handle collections, payouts, settlements, transaction tracking, and operational visibility from one place.
Payin collections
Accept customer payments through UPI, cards, net banking, payment links, and online checkout flows.
Payout operations
Send money to vendors, sellers, users, agents, partners, and business accounts with clear payout tracking.
Settlement visibility
Track collected money, settlement movement, and finance-ready transaction records from one dashboard.
Developer integration
Use clean APIs, webhook callbacks, predictable responses, and transaction status endpoints for faster integration.
Our values
Built around trust, speed, and merchant success
Every product decision at KoshaPay is focused on helping merchants operate with more control and less friction.
Clarity first
Payment status, payout movement, settlement records, and refund information should be easy to understand.
Built for speed
From onboarding to integration and daily transaction monitoring, every workflow should help teams move faster.
Merchant focused
Our platform is built around real merchant problems: payment failures, refunds, settlements, reconciliation, and support queries.
Reliable by design
Secure APIs, webhook verification, transaction tracking, and controlled access are core to how KoshaPay operates.
What makes us different
Built beyond payment collection
KoshaPay is not only focused on accepting payments. It is built around complete payment operations, helping merchants manage collections, payouts, refunds, settlements, and transaction visibility from one connected system.
Payins and payouts in one platform
Transaction status visibility
Refund and settlement tracking
Webhook-based system updates
Merchant dashboard for daily operations
Support for business-specific payment flows
Ready to simplify your payment operations?
Accept payments, send payouts, track transaction status, manage refunds, and monitor settlements from one platform.