Simplify premium collections and claim-related payouts.
KoshaPay supports insurance companies, brokers, and digital insurance platforms with premium collection, renewal payments, agent payouts, and claim-related fund movement.
Industry specific features
Built for Insurance operations
KoshaPay gives your team the infrastructure needed to collect payments, manage payouts, track transaction status, and simplify reconciliation.
Premium Collection
Collect policy premiums, renewals, and customer payments online with secure transaction status tracking.
Agent & Broker Payouts
Process commission payouts and partner settlements with clear records and payout visibility.
Audit-Ready Records
Maintain clean transaction trails for payments, refunds, settlement cycles, and operational review.

Industry challenges
Payment operations should not slow your business down.
Premium payments are hard to track manually
Renewals, new policies, partial payments, and failed transactions often create manual reconciliation work for finance teams.
Claim payouts need better visibility
Operations teams need a clear view of payout status, settlement movement, and customer communication touchpoints.
Agent commissions need structured records
Broker and agent payouts require clean transaction trails to avoid disputes and simplify accounting.
Use cases
Built for real daily payment flows.
New policy premium collection
Renewal payment collection
Agent and broker commission payouts
Claim-related customer payouts
Refunds for cancelled or rejected policies
Policy-wise payment reconciliation
Payment workflow
From collection to settlement.
A clear payment journey for your operations, product, and finance teams.
Step 01
Customer pays policy premium or renewal amount
Every step stays connected with KoshaPay payment status, webhook updates, and settlement visibility.
Step 02
KoshaPay processes the payment securely
Every step stays connected with KoshaPay payment status, webhook updates, and settlement visibility.
Step 03
Policy or renewal status updates through webhook
Every step stays connected with KoshaPay payment status, webhook updates, and settlement visibility.
Step 04
Claims, commissions, refunds, and settlements are tracked
Every step stays connected with KoshaPay payment status, webhook updates, and settlement visibility.
Capabilities
What KoshaPay enables for Insurance
Give your team practical tools to manage industry-specific payment operations with confidence.
Policy-wise payment tracking
Track premium payments against policy numbers, renewal flows, and customer payment records.
Claim payout visibility
Give teams better visibility into claim payout movement, payout status, and settlement progress.
Agent commission payouts
Manage agent, broker, and partner payouts with clear payout history and settlement records.
Finance reconciliation
Help finance teams review premium collections, refunds, payouts, and settlement reports from one place.
Ready to simplify insurance payment operations?
Use KoshaPay to collect premiums, track renewals, manage claim payouts, and maintain cleaner finance records.
